Easter on a Budget

Spring is upon us, with the biggest and most important Christian holiday - Easter - just around the corner. Although Easter does not involve expensive gifts as Christmas does, it can be a burdensome time for our wallets - and when our budget is just as limited as in the other times of the year, saving the most we can is an obvious choice for this cheerful time. Here are some tips to start. 1. Dyeing eggs DIY Egg dye might not be the most expensive part of the Easter preparations, but why spend Read more [...]

Benefits of Charity Gifts

  Charity gifts are donations made to a charity that fall under several categories such as education, medicine and water. They provide the person making the donation with the option of choosing what they want to give and this may be based on beliefs or ideas about what people need, and giving these gifts to people provides a sense of mutual satisfaction for all. Specific Charity gifts are provided by most large charity organisations such as UNICEF and are a unique gift idea for Read more [...]

Lying on a credit application never pays

Nine percent of respondents to an August 2014 Equifax Canada survey admitted to not being entirely truthful on a credit or loan application, and 10% thought it was okay to overinflate income when applying for a mortgage. Deciding to exaggerate the amount you earn, even just a little, can have damaging consequences. Getting caught Even if you are concerned about your ability to get a mortgage, do not be tempted to lie about your salary. Not only will there be consequences when you are found Read more [...]
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